Can AI Assist New Expat Actuaries in Workplace Integration?

Moving to a new country as an actuary involves many challenges: mastering local regulatory and business practices, building social and professional networks, understanding corporate culture, and bridging experience gaps. The Deloitte study on workforce evolution offers data and insights that show AI can play an important role in helping expatriate actuaries navigate these challenges more smoothly.

Written on 09/19/25

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Key Findings from the Deloitte Study

Deloitte surveyed 11,387 workers in 17 countries, representing a mix of age, experience, geography, business functions, and industries.
By 2030, it is projected that 1 in 6 people globally will be over the age of 60.
In the US, workforce participation is projected to decline from 63% in 2023 to 61% by 2033.
61% of respondents believe AI can support upskilling opportunities for entry-level workers; among the ages of 25-34 this number rises to 66%.
60% of respondents say AI can help experienced workers share knowledge and skills with others in the organization.

How These Findings Apply to Expat Actuaries

1. Accelerated Upskilling in Local Practice

A major hurdle for actuaries who move abroad is adjusting to local regulations, actuarial standards, and pension or insurance systems. The finding that 61% of workers believe AI can aid upskilling suggests that AI-based learning platforms can provide expatriates with tailored modules on local frameworks, speeding up their adaptation .

2. Knowledge Transfer and Mentorship

With 60% of respondents seeing AI as a facilitator of knowledge transfer, expat actuaries can benefit from AI-driven mentorship matching systems that connect them to local experts. This helps bridge the gap between existing expertise and new country-specific requirements.

3. Smoothing Cultural and Workplace Norms

Expatriates often struggle with unwritten rules of workplace culture. AI-powered onboarding assistants and cultural simulators can provide guidance on communication styles, meeting etiquette, and feedback practices, reducing the initial adjustment curve.

4. Bridging Experience Gaps Due to Demographics

As one in six people will be over 60 by 2030, knowledge transfer becomes critical. AI can capture institutional expertise from senior professionals and make it accessible to new arrivals, ensuring continuity while helping expats integrate faster.

5. Automating Routine Tasks to Focus on Value

By automating repetitive tasks such as data processing or report generation, AI allows new actuaries to focus on higher-value work and on building networks within their organization – key for long-term integration.

Challenges to Consider

Quality vs. nuance: Humans still outperform AI in tasks requiring deep judgment, meaning expats must avoid over-reliance on automation.
Overreliance on Tools: Heavy use of AI may limit human networking, which is key for cultural integration and trust.
Bias in AI Systems: AI may reflect cultural or demographic biases, risking unfair treatment of expat actuaries.
Data Privacy Risks: Handling sensitive data with AI can create compliance issues, especially with unfamiliar local laws.
Over-automation: If entry-level learning opportunities are automated away, expats may lose valuable “learning by doing” experience.

Conclusion

AI can accelerate the integration of expatriate actuaries by enabling faster upskilling, knowledge transfer, and cultural adaptation, while also reducing the burden of repetitive tasks. The Deloitte survey shows strong belief in AI’s potential – especially among younger workers – making it a powerful tool for organizations aiming to support international talent. However, balance is needed to maintain quality, ensure confidence in AI use, and preserve hands-on learning opportunities.

Source

Deloitte, “AI, demographic shifts, and agility: Preparing for the next workforce evolution”, August 2025.

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